An International Success Story

Bausparkasse Schwäbisch Hall, the world’s biggest community of Bauspar customers, provides the customers with exemplary financing solutions helping them to live in their own four walls now or in the future. Furthermore, Bausparkasse Schwäbisch Hall supports people to fulfill their needs in terms of housing and living.  

All over the world, people dream of owning their own home. Many go to great lengths to make this deeply held dream come true. They save, they borrow, they take construction and modernization work into their own hands. For most of them, buying real estate is the biggest investment of their lives. To successfully tackle this challenge they need inexpensive and low-risk financing instruments.

This is exactly what Bausparen offers. Little by little, customers build up capital by making regular deposits into their savings account – which means they don’t need to borrow as much later. When financing their new homes, these savers are able to take advantage of low, fixed interest rates over the entire term of their loans. This not only makes the individual home financing reliable, it also provides stability for the entire economy.

Presently, the Bauspar system contributes significantly to Housing finance in 10 countries. Moreover, the advantages of the system are also perceived in various other countries all over the world. At present, initiatives in various countries aim at examining the introduction of Bausparen there as well.

• The national Association of Private Bausparkassen in Germany
• European Federation of Building Societies (EFBS)